Terms & Conditions

By accessing or using our website, products, and services, you agree to be bound by the terms and conditions set forth in this legal disclaimer (the "Disclaimer"). If you do not agree to these terms, please do not use our website, products, or services.

Ownership and Intellectual Property

Our website, products, and services, including all text, images, graphics, audio, and software, are owned by us or our affiliates and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, display, sell, lease, transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile, or otherwise exploit our website, products, or services except as expressly permitted by us or our affiliates.

No Investment Advice

Our website, products, and services are provided for informational and educational purposes only and are not intended as investment advice. We do not recommend the purchase or sale of any security or investment, and nothing on our website, products, or services should be construed as a recommendation to buy or sell any security or investment. You should always consult with a licensed financial advisor before making any investment decisions.

No Guarantees or Warranties

We do not guarantee or warrant the accuracy, completeness, timeliness, or suitability of the information provided on our website, products, or services. We also do not guarantee or warrant that our website, products, or services will be uninterrupted or error-free. You use our website, products, and services at your own risk.

Limitation of Liability

In no event shall we, our affiliates, or any of our respective officers, directors, employees, agents, or licensors be liable for any damages (including, without limitation, incidental and consequential damages, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use our website, products, or services, whether based on warranty, contract, tort, or any other legal theory, and whether or not we are advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless us, our affiliates, and our respective officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of our website, products, or services.

Governing Law

This Disclaimer shall be governed by and construed in accordance with the laws of the jurisdiction in which our website is based, without giving effect to any principles of conflicts of law. Any dispute arising under or in relation to this Disclaimer shall be subject to the exclusive jurisdiction of the courts of the jurisdiction in which our website is based.

Changes to Disclaimer

We reserve the right to make changes to this Disclaimer at any time. Your continued use of our website, products, or services following the posting of changes to this Disclaimer will mean you accept those changes.